Buying or Renting in 2027? (The 7% Rule)
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Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again.
In this video I break down the buy vs rent debate properly, including the 7% rule, real property growth rates, and how stock market returns compare over the long run. The answer might surprise you.
What I cover:
- The true cost of buying (it's more than just your bond repayment
- How the 7% rule works and whether it actually holds up against
- Property growth vs stock market returns, side by side
- When buying makes financial sense, and when renting wins
- What the numbers say about which option leaves you better off
This is one of the biggest financial decisions you'll ever make.
👇 Watch to the end, the comparison at the end changed how I think about this.
🔔 Subscribe for honest, no-fluff money content every week.
Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again.
In this video I break down the buy vs rent debate properly, including the 7% rule, real property growth rates, and how stock market returns compare over the long run. The answer might surprise you.
What I cover:
- The true cost of buying (it's more than just your bond repayment
- How the 7% rule works and whether it actually holds up against
- Property growth vs stock market returns, side by side
- When buying makes financial sense, and when renting wins
- What the numbers say about which option leaves you better off
This is one of the biggest financial decisions you'll ever make.
👇 Watch to the end, the comparison at the end changed how I think about this.
🔔 Subscribe for honest, no-fluff money content every week.
Chapters
- 00:29 The 7% Rule
- 03:03 Property vs Stock Market Growth
- 04:12 The 7% Return
- 08:41 The 7% Rule in Practice
- 08:55 The Annual Cost of Renting
- 09:19 The Break-Even Rent
- 09:29 Buying vs Renting: The Monthly Cost
- 09:34 The R46K Monthly Difference
