CyberSense - Bank Fraud Scams (With a Live Scam Call)

Loading player...
πŸ“± CYBER SENSE ALERT: Bank Fraud Calls – How to Spot the Scam πŸ“±
The SMS: "R39,050 was spent from your Capitec Business Account at Sun Bet Arena."

You don't have a Capitec account. You don't have a business account. But your heart races anyway. That's what scammers want.

Red Flags to Watch For:

RANDOM NUMBER. Real banks use official shortcodes, not cellphone numbers.

URGENCY. "R39,050!" "Act now!" Scammers create panic to stop you from thinking.

ACCOUNT YOU DON'T HAVE. Received a message about an account that's not yours? It's a scam. Delete it.

"CONFIRM YOUR ID." A real bank already has your ID. They don't need to ask.

CAN'T ANSWER BASIC QUESTIONS. "What's my name?" "What's my account number?" Real banks know. Scammers don't.

"DON'T CALL YOUR BANK." If they tell you not to call the number on your card – it's a scam. Every time.

What to Do:

DO NOT REPLY. Don't call the number. Delete the message.

CHECK YOUR BANK APP. Open it directly. Check your transactions.

CALL THE NUMBER ON YOUR CARD. Not the number in the message.

FORWARD TO 7726. This helps block the scammer's number.

SHARE IT. Warn your family and WhatsApp groups.

Bottom Line: If it creates panic, it's a scam. Slow down. Verify officially.

Stay safe out there!
- Declan Hardie, Cyber Sense
1 Jul English South Africa Education · Technology

Other recent episodes

CyberSense - Data Breaches - And what to do if you're in one

πŸ“Š CYBER SENSE ALERT: Data Breaches – When Your Information Is Out There and You Don't Even Know It πŸ“Š Major South African companies have been hacked – TransUnion, Experian, Eskom, Pick n Pay, and more. Your ID number, address, phone number, and passwords may already be on the dark…
24 Jun 5 min

CyberSense - Fake Shopping Apps

πŸ“± CYBER SENSE ALERT: Fake Shopping Apps – The "Bargains" That Empty Your Account πŸ“± Fake shopping apps look exactly like Checkers, Takealot, Woolworths, and Mr Price. They offer unbelievable deals. You pay. The item never arrives. And they now have your banking details. Your Safe App Shopping Checklist: CHECK…
17 Jun 5 min

CyberSense - The Dangers of Reusing the Same Password

Reusing the same password everywhere? That's how hackers get in. One website gets hacked, and they try that password on your email, your bank, your social media. It's called credential stuffing. And it works because most people do exactly what you're doing. The Solution: A Password Manager. One master password…
27 May 4 min

CyberSense - WhatsApp Scams

πŸ’¬ CYBER SENSE ALERT: WhatsApp Scams – The Messages Hiding in Plain Sight πŸ’¬ WhatsApp scams in South Africa are exploding. Scammers pretend to be your family, your friends, or recruiters. Their goal? Your money and your account. The Most Common WhatsApp Scams Right Now: "Hi Mom, it's me –…
20 May 5 min

CyberSense - The Dangers of Public WiFi

πŸ“Ά CYBER SENSE ALERT: Public Wi-Fi – The Digital Trap You Use Every Day πŸ“Ά Free Wi-Fi at coffee shops, airports, and hotels is convenient – but hackers love it. They can intercept your passwords, emails, and banking details without you ever knowing. Your Public Wi-Fi Survival Guide: ASSUME ALL…
13 May 4 min