Investing in Tech

Consult by Momentum Financial Adviser Ryan Arntzen explains why becoming a millionaire has little to do with earning a massive salary — and everything to do with mindset, discipline and consistent habits. We unpack the real definition of wealth, the “millionaire mindset,” the danger of lifestyle creep, the power of…

Volatile markets have left many investors panicked — but seasoned professionals behave very differently. Siyabulela Nomoyi, Quantitative Portfolio Manager at Satrix, explains why downturns are expected, how diversification acts as a shock absorber, and why staying invested (and even increasing contributions) during market dips often leads to the strongest long‑term…

Money may be invisible for young people — but wealth building isn’t. Hayley Parry, Co‑Founder and Head of Education at Worth, explains how AI can help young South Africans build better money habits earlier. From personalised financial conversations to gamified learning and behaviour‑changing tools, she shows how technology can expand…

Alexforbes Wealth Manager Ettienne Bezuidenhout explains why tax has become one of the most powerful forces shaping long‑term investment outcomes. With marginal tax at 45%, dividends tax at 20%, and CGT effectively at 18%, identical returns can produce vastly different real outcomes. Ettienne breaks down SARS’ enhanced enforcement, the dangers…

Old Mutual’s Lulama Mrara challenges the myth that life cover is only for people with assets. She explains why a young earner’s income‑generating ability is their most valuable asset — and why protecting it is the foundation of wealth creation. We unpack South Africa’s R1.3 million life‑cover gap, the R1.8…