PayJoy Broadens Access to Smartphones in SA

Loading player...
GUEST - Shaun Durandt, Head of Business Development for PayJoySouth Africa

In a world where smartphones are the new gateway to opportunity, access remains a challenge for millions of South Africans. Despite widespread mobile connectivity, only 47% of devices in use locally are smartphones leaving a significant portion of the population disconnected from the digital economy that contributes nearly 19% to South Africa’s GDP.

This week on Kaya Biz, we unpack how PayJoy is changing that narrative. The company is pioneering flexible smartphone payment plans that open doors to financial inclusion, digital access, and economic participation. With over 17 million customers globally and a rapidly expanding South African footprint, PayJoy is giving more people the tools to learn, work, and connect in a mobile-first economy.
4 Nov 2025 English South Africa Technology · Business

Other recent episodes

Telkom’s R100 Million AI Institute: Building SA’s Digital Future

Telkom CEO Serame Taukobong discusses the company’s landmark R100 million pledge to launch the Telkom AI Institute — a national platform aimed at building AI and digital skills, accelerating innovation, and expanding participation in the digital economy. He explains why “connectivity without capability only gets South Africa halfway there,” how…
14 Jul 14 min

AI for the Township Entrepreneur: Yoco’s 20+ Tools Transform SME Growth

Yoco Co-founder Lungisa Matshoba reveals Yoco’s biggest strategic shift yet — from card machines to a full AI‑powered business platform. We unpack the new AI Business Agent, POS intelligence, admin‑cutting automation, and how these tools could reshape productivity for South Africa’s small businesses.
7 Jul 11 min

Auto‑Assessments 2026 in advancing Smarter Tech, Smarter Filing

SARS has upgraded auto‑assessments with pre‑filled investment data, cleaner forms, WhatsApp notices and smarter verification alerts. But automation doesn’t guarantee accuracy. Andre Bothma from Tax Tim explains what’s improved, what taxpayers must still check manually, and how TaxTim’s Auto‑Assessment Checker and TimAI can help prevent costly mistakes.
30 Jun 7 min

AI Policy Failure & the Future of Economic Decision‑Making

Economist Xhanti Payi and AI innovator Simukayi Mukuna explore how AI is exposing the limits of traditional policymaking, revealing data gaps, institutional weaknesses and risks for inequality. We discuss what a modern, AI-enabled policy environment should look like — and the skills South Africans need to thrive in a tech-driven…
23 Jun 10 min