Everything Counts | Ep 26: Build a better relationship with money

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Discover how your psychology shapes money habits and learn how to build a healthier, more mindful relationship with your finances.

In this episode of Everything Counts, we explore how deep-seated psychology and early life experiences shape our financial habits.

Host Motheo Khoaripe is joined by Professor Charlene Lew and Investec financial adviser Kgomotso Motloung to unpack why we sometimes sabotage our savings and how to break the cycle.

Learn practical strategies to rebuild a healthier relationship with money − from budgeting and goal-setting to mastering your emotional triggers.

00:00 Introduction
01:50 Psychology behind our money behaviours
02:50 How mindset and personality affects your money behaviour
04:00 How early experiences shape our relationship with money
05:00 Emotional spending and how to stay in control
05:45 Why your relationship with money matters to your financial adviser
07:00 How societal norms affect our relationship with money
08:15 Financial comfort vs discomfort
11:00 The sunk cost fallacy
13:30 How to be rational about financial wellness
14:30 Psychological effects of debt
16:15 How to build positive money habits
18:30 Practical strategies to getting onto a good financial path
20:15 Choosing a financial partner for good financial advice
22:15 How a financial adviser can help you to get your money under control
23:15 The importance of having a vision for the future and setting financial goals
25:15 Conclusion
15 Jul 2025 English South Africa Business · Investing

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