Everything Counts | Ep 25: Building a wealth mindset

Loading player...
Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702’s Motheo Khoaripe.

Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial well-being.

In this episode, Motheo sits down with Itumeleng Merafe, head of Investec Private Banking, to explore how a wealth mindset can set you up for financial success.

They discuss the habits that set successful people apart – from setting financial goals, to building resilience, staying flexible and investing in yourself. You’ll hear powerful insights into the minds of high achievers, how to master the wealth mindset in a world of social comparison, and the difference between savings and investing.

Whether you’re just starting to learn about money and investing or looking to level up your financial thinking, this episode delivers practical steps and mindset shifts that can help you take control of your future.

00:00 Introduction
01:00 What is a wealth mindset?
03:00 How do you support a wealth mindset on a daily basis?
05:00 How important is flexibility in building long-term wealth?
06:50 How is wealth created through savings?
08:00 Distinctive habits that contribute to financial success
09:30 Delayed gratification and setting financial goals
12:00 The value of mentorship and learning about money
12:30 Balance is key to the wealth building mindset
13:15 How do you start again when things go wrong?
15.40 Mental shifts for cultivating a growth-oriented mindset
18:30 The importance of adaptation
20:45 Leadership and the wealth mindset
22:30 Setting financial goals with a wealth mindset
24:30 Risk taking and understanding your own risk appetite
27:00 Myth busting: what sets successful people apart?
29:30 The role of your financial advisor in wealth building
1 Jul 2025 English South Africa Business · Investing

Other recent episodes

Macro Monday Ep120: New Fed chief commits to price stability

While peace talks between the US and Iran have helped bring down oil prices and, with them, inflation expectations, Chris Holdsworth, Chief Investment Strategist, at Investec Wealth & Investment International says markets are reading Fed chief Kevin Warsh's commitment to price stability as a sign that a US rate hike…
22 Jun 9 min

Everything Counts | Sports Edition wrapped: Financial literacy and sport

Professional athletes can earn life-changing money before the age of 30. So why do so many still struggle financially after retirement? In this episode of Everything Counts: Sport's Edition, Motheo Khoaripe quizzes former Springbok and Investec head of Sports, Schalk Brits, financial adviser Vumi Dludlu, and Wealth Manager Moses Bokaba…
15 Jun 32 min

NOW Ep129: What the future of work means for today’s students

Is higher education keeping up with AI? For decades, the university degree has been treated as a reliable bridge between learning and work. AI is testing that bargain. As technology changes what employers need, higher education faces a sharper test - not whether it can produce graduates, but whether it…
16 Jun 21 min

Macro Monday Ep118: US economic data point to higher interest rates

Economic data in the US, such as jobs growth, have surprised to the upside of late, pointing to a resilient economy. Chris Holdsworth, Chief Investment Strategist, at Investec Wealth & Investment International says this strength has unsettled markets, on rising expectations of rate hikes by the Fed.
8 Jun 9 min