CAREERS CORNER – Why is it hard for freelancers/irregular earners to get access to home & car loans.

--:--

GUEST - Eunice Sibiya - Independent Financial Educator, Coach and Speaker AND Renier Kriek, Managing Director at Sentinel Homes

Access to finance is vital for one to take part in the economy and start accruing assets that translate into wealth over the long term. Those with a regular salary and decent credit record are often able to access credit fairly easily. However, being self-employed, a freelancer or commission earner is a different ball game altogether. Anyone who has a business or earns money from multiple sources without having a full-time position knows how difficult it is to access finance. To some it may even seem impossible to get a home loan.

20 Jan 1PM English South Africa Business News · Investing

Other recent episodes

More South Africans than ever are using loans to make ends meet.

GUEST – Benay Sager - Executive Head of DebtBusters Although consumer confidence has improved and the rollout of the ‘two-pot’ retirement system has provided some financial relief, more South Africans than ever are using personal loans to make up the shortfall between income and the rising cost of living. DebtBusters’…

13 May 4PM 25 min

Why salary increases alone won’t retain talent.

GUEST - Lindiwe Sebesho, Managing Director of Remchannel Remchannel’s April 2025 Salary and Wage Survey indicates that employees in South Africa continue to face cost-of-living pressures, even though the Consumer Price Index (CPI) has decreased to around 3%, and companies have granted salary increases above the rate of inflation. Lindiwe…

13 May 4PM 22 min

ALLAN GRAY- 7 habits for successful long-term investing.

GUEST – Mthobisi Mthimkhulu, the senior manager of Direct and Private Clients at Allan Gray The recent sharp declines in global stock markets have rekindled investor anxieties reminiscent of past crises, such as the global financial crisis and the COVID-19 pandemic. During times of extreme uncertainty and volatility, investor behaviour…

13 May 4PM 16 min

SA’s unemployment rate rises to 32.9%.

GUEST – Solly Molayi - Acting Deputy Director-General for Population and Social Statistics at STATS SA South Africa’s official unemployment rate has increased to 32.9% in the first quarter of 2025, jumping a full percentage point from the last quarter.

13 May 4PM 16 min

Employment equity and decent work will support economic growth in South Africa

GUEST - Dr Khwezi Mabasa - Economic and Social Policy Researcher. On KayaBiz with Gugulethu Mfuphi, Dr. Khwezi Mabasa unpacked the critical role of employment equity and decent work in driving South Africa’s economic growth. Drawing on both constitutional mandates and global standards, Dr. Mabasa emphasized the need for inclusive…

12 May 2PM 11 min

All episodes