Kaya 959 Allan Gray Kaya Biz

ALLAN GRAY - How excess retirement fund contributions can benefit you throughout your lifetime

Loading player...
GUEST - Meagan Fraser, Tax manager at Allan Gray


One of the key benefits of investing for retirement using a retirement fund is the generous tax deduction
taxpayers receive for saving towards their retirement. But is there any benefit in contributing beyond the maximum annual tax-deductible amount to a retirement fund? Meagan Fraser, tax manager at Allan Gray, joins Kaya Biz to unpack the tax benefits of retirement
annuities and explains the pre- and post-retirement benefits of making excess contributions to your retirement fund savings.
26 Mar 2024 English South Africa Investing · Investing

Other recent episodes

Making Your Best Investment Ideas Count

Successful investing is not about being right on every call. It's about ensuring your winners have a meaningful impact while managing risk when things don't go according to plan. We speak to Mica Townsend from Allan Gray about conviction investing, portfolio construction, position sizing and the lessons investors can learn…
29 Sep 13 min

SA National Wills Week 2026: Allan Gray on your Will as your Legacy

Many South Africans know they need a will — but never get around to drafting one. As National Wills Week kicks off, Allan Gray’s Jaya Leibowitz explains why a valid, up‑to‑date will is essential, how to choose an executor, and what to consider when planning for your loved ones’ financial…
15 Sep 14 min

Allan Gray: Your Retirement, Your Choices: Making Sense Of The Options

It can be tempting to view retirement as a destination, but in reality, it is another stage in a much longer financial journey. The decisions made while saving for retirement – such as when you start investing, how consistently you contribute and not dipping into your savings along the way…
1 Sep 12 min

Why Strong Markets Can Hide Big Risks

Allan Gray’s Jeff Tshikhudo explains why investors often overlook risk when markets are rising — and how sectors like precious metals can swing from top performers to sudden laggards. A masterclass in diversification, discipline, and avoiding FOMO-driven decisions.
18 Aug 12 min

Long-Term Investing in a Short-Term World: Allan Gray on Staying the Course

In a world driven by instant news and rapid market reactions, long-term investing can feel counterintuitive. Allan Gray’s Mthobisi Mthimkhulu explains why patience, discipline and diversification remain essential for wealth creation. He breaks down the “behaviour gap,” the risks of emotional decision-making, and how investors can avoid missing out on…
4 Aug 16 min
All episodes